Selling a car in Florida involves a straightforward process centered on preparing a clean title, completing a bill of sale, and handling the license plate correctly. The most critical step is ensuring you have a clear title without any liens. If you still owe money on the car, you must pay off the loan and obtain the title from the lienholder before the sale can be finalized.
Step 1: Gather Your Documents
You will need the vehicle’s Certificate of Title. On the back of the title, you and the buyer must fill out the transfer section, including the sale price and odometer reading. If the title is lost, you can apply for a duplicate through the Florida Highway Safety and Motor Vehicles (FLHSMV). You should also create a Bill of Sale for both parties' records; while not always mandatory, it is highly recommended as proof of the transaction.
Step 2: Handle the License Plate
Unlike some states, Florida allows you to keep your license plate. You must remove it from the vehicle before handing it over to the buyer. You can then transfer the plate to a new vehicle you register or turn it in to a tax collector's office. Do not leave the plate on the car, as you could be held responsible for parking or toll violations incurred by the new owner.
Step 3: Finalize the Sale and Notify the State
Once the sale is complete, it is your responsibility to notify the FLHSMV that you are no longer the owner. You can do this by submitting a Notice of Sale online or by completing and mailing the paper form (HSMV 82050). This step is crucial to release you from liability for the vehicle. Keep a copy of the bill of sale and the notice of sale confirmation for your records.
The table below outlines the core costs and timelines associated with key documents.
| Document/Step | Fee (Approximate) | Processing Time | Where to Obtain |
|---|
| Duplicate Title | $75.25 | 2-3 weeks (mail) | FLHSMV or Tax Collector's Office |
| Notice of Sale | Free | Immediate (online) | FLHSMV Official Website |
| Bill of Sale | Free (template) | N/A | FLHSMV Form 82050 |
| Lien Satisfaction | Varies by lender | 10-30 days | Your Lienholder (Bank/Credit Union) |
