How to Scrap a Flood-Damaged Vehicle?
2 Answers
If a vehicle is submerged in water and the engine is not flooded, replacing parts and repairing circuits fall under the coverage of auto damage insurance. If the vehicle is deemed a total loss, compensation can be claimed accordingly. Damage caused by stopping in flooded areas is compensable as per the insurance contract. However, damage resulting from the driver attempting to forcibly start the engine after submersion is not covered. Without water ingress insurance, the insurer will only compensate for damages if the vehicle was stationary and not forcibly started after being submerged.
I've previously repaired flood-damaged vehicles, and the scrapping process must be done step by step. First, contact the insurance company to report the damage—they'll send someone to inspect the extent of the damage and determine if it's a total loss. Then, arrange for a tow truck to take it to a certified scrapyard, where professionals will dismantle the entire vehicle, paying special attention to the battery and electrical wiring to prevent short-circuiting and fire hazards. Many parts of a flood-damaged car are beyond repair, but materials like steel and plastic can be recycled. Never attempt to dismantle it yourself, as there's a risk of electric shock or oil leaks. Remember to keep all insurance documents after the process is complete for future reference. The entire process takes at least a week, so choosing a reputable scrapping company will save you trouble and give you peace of mind.
