How to Report Insurance After Hitting a Pole and Leaving the Scene?
2 Answers
Find a location near the residential area that resembles the damaged area, park the car there, set up the scene, and report to the insurance company, stating that you hit a wall, flower bed, or pole. Find a familiar repair shop and ask them to handle the accident. They usually have good relationships with insurance claims adjusters. Make sure to choose a familiar repair shop or service station. Directly report to the insurance company, stating that your car was hit by another vehicle in the residential area and the responsible party fled. The insurance company will then compensate 70% as a hit-and-run case. Return to the accident scene and call the insurance company.
I had a similar experience myself last year. After a night shift, I was drowsy and scraped against a gas station pillar. In a panic, I drove straight home. It wasn't until I got home that I realized I needed to deal with the insurance. I immediately called the insurance company to explain the situation, and they instructed me to return to the scene within two hours to take photos for evidence. Remember to clearly photograph the damaged area of the car, the marks on the pillar, and the surrounding environment. It's also best to find any witnesses and get their contact information. Then, call 122 to file a police report. When the traffic police arrived, I truthfully explained that I left the scene due to fatigue. The insurance claims adjuster said that reporting within 48 hours is valid, and in the end, I successfully claimed 70% of the repair costs. In such situations, don't delay—the sooner you handle it, the better.
