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How to Report an Insurance Claim After a Car Accident?

1 Answers

VivianRose

07/29/25 6:20pm

Steps to report an insurance claim after a car accident: 1. After the accident, first confirm if there are any casualties, preliminarily determine responsibility, and call the police. 2. After calling the police, while waiting for the traffic police to arrive, call your insurance company to have a claims adjuster come to the scene to collect information. 3. Prepare your ID card, driver's license, and vehicle registration certificate to provide to the traffic police and claims adjuster for photo documentation and system upload. 4. Proceed with the claim based on the accident determination report issued. If the vehicle needs repairs, arrange for it to be taken to a repair shop, where a claims adjuster will coordinate the process. Important notes: 1. Always verify the other party's situation, such as whether they were driving under the influence or without a license, and retain relevant evidence. 2. Do not move the vehicle before the traffic police and insurance claims adjuster arrive. 3. Preserve the scene and take your own photos as a priority for documentation.

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