How to Report a Vehicle Collision to Insurance?

[DiLaura]

When a collision occurs between vehicles, keep the scene undisturbed and call the traffic police at 122 to report the incident. The traffic police will arrive at the scene to determine liability and issue an accident report. The responsible party should then call their own insurance company to file a claim. Below is relevant information about auto insurance: 1. Introduction: Auto insurance, also known as motor vehicle insurance, is a type of commercial insurance that covers personal injury or property damage caused by natural disasters or accidents involving motor vehicles. 2. Types of Auto Insurance: Commercial insurance is an open policy and is divided into basic insurance and additional coverage, where additional coverage cannot be purchased independently. Basic insurance includes third-party liability insurance and vehicle damage insurance (comprehensive coverage). Additional coverage includes total theft insurance (theft coverage), onboard liability insurance, no-fault liability insurance, cargo falling liability insurance, standalone glass breakage insurance, vehicle downtime loss insurance, spontaneous combustion loss insurance, new equipment loss insurance, and no-deductible special coverage.