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How to Report a Claim After a Car Accident?

2 Answers

MicahRose

07/29/25 5:08am

Car owners should pay attention to accurately describing the accident process and damage situation. Below is an introduction on how to report a claim after a car accident: Process: After an accident occurs, the car owner should first call the police. After the law enforcement department determines liability, they should then call the insurance company's claim reporting hotline to report the incident. If it is a single-vehicle accident, the claim reporting hotline should be called promptly. Reporting: When reporting the claim, the car owner should also pay attention to accurately describing the accident process and damage situation. When purchasing insurance, it is important to choose experienced and responsible professionals or professional institutions, rather than opting for the cheapest option, as this can leave one passive and unsure of what to do in the event of an accident.

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MacElizabeth

08/12/25 8:46am

When my car is involved in an accident, I always prioritize safety first: park the car and turn on the hazard lights. If anyone is injured, I immediately call 120 for help, then dial 122 to report the accident and describe the details. Next, I report the incident to my insurance company—I usually use the mobile app for quick submission, providing the time, location, who hit whom, and the damage details. I always keep my policy number handy for easy reporting. Taking photos for evidence is crucial—I capture the full scene, damage areas of both vehicles, the other party’s documents like their driver’s license and license plate number, and also note down their name, phone number, and insurance company to avoid future disputes. I always keep a backup of the police report receipt and submit it to the insurance company for follow-up damage assessment and repairs. Sometimes, minor accidents can be settled privately, but reporting them is safer to avoid future issues. Remember, stay calm throughout the process and wait for the insurance company to handle everything—that’s when you can truly feel at ease.

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