How to Report a Car Breakdown to Insurance?

1 Answers
VonEli
07/30/25 12:12am
When reporting a car breakdown to insurance for a single-vehicle accident that is not severe, you may not need to report to the traffic police. However, you must report to the insurance company, explain the situation according to their requirements, then proceed to the designated damage assessment center for evaluation before getting the car repaired. Additional Information: 1. Single-Vehicle Accident Process: Refers to a single-vehicle accident that does not involve personal injury (or death) or damage to third-party property. Example: Colliding with an external object, resulting in damage to your own vehicle, but no damage to the external object or no need for compensation. 2. Accident Handling: Single-vehicle accidents are the most common type, as they do not involve compensation for third-party damages and only result in damage to the insured vehicle. The accident responsibility lies entirely with the insured vehicle, making the handling process very straightforward.
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