How to Replace the Vehicle License for a Financed Car Without the Green Book?
3 Answers
The vehicle registrant should apply for a replacement vehicle license at the vehicle registration office with their ID card. Below are detailed explanations: 1. Explanation one: If the motor vehicle license plate or vehicle license is lost, missing, or damaged, the vehicle owner must apply for a replacement at the vehicle management office where the vehicle is registered. When applying, the vehicle owner should fill out an application form and submit their identity proof. 2. Explanation two: The vehicle management office will review the submitted proofs and documents, retrieve the license plate or vehicle license that is not lost, missing, or damaged, and issue a replacement vehicle license within one day from the acceptance date, and a replacement license plate within fifteen days from the acceptance date, with the original motor vehicle license plate number remaining unchanged.
I've gone through the hassle of car loans several times. Losing the vehicle registration certificate without the big green book (vehicle title) is indeed a headache, but the process isn't too difficult. Since the green book is mortgaged at the bank, you'll first need to contact your loan bank to get a written proof or authorization letter confirming you're the owner and their willingness to assist with the reissuance. Then bring your original ID card, driver's license, copies of the vehicle invoice, loan contract, etc. to the local DMV office. When filling out the application form, clearly explain your situation - they usually understand these matters. Pay a small processing fee (usually tens of RMB), and you can collect the new certificate in 3-5 days. Don't forget to check if there are any outstanding traffic violations on the vehicle, as this could prevent the process. Throughout the procedure, maintain proactive communication with the bank. Don't panic - this is a common minor issue that's better resolved early to avoid potential troubles if stopped by traffic police.
I just got my vehicle license replaced, and since it's a financed car, the green book is held by the bank. The replacement process was fairly straightforward. First, call the bank's customer service to request a mortgage certificate or authorization document; then bring your ID and driver's license to the DMV, take a number, wait in line, fill out forms, and explain the situation. If the bank isn't cooperative, check the loan contract for clauses that prove your right to handle this. Usually, the DMV will accept the application—pay the fee and wait for notification. I also asked friends, and some places allow online appointments to reduce waiting time. Remember to keep the new license safe to prevent loss. The whole process requires patience and communication—don’t overcomplicate it. Most cases are resolved within a week.
