
To remove a co-owner from a car title in Pennsylvania, you must essentially process a new title application that reflects the change in ownership. The specific method depends on your situation, but it typically involves the co-owner signing over their share of the vehicle to you. This is done by having both parties sign the current title, completing the necessary forms, and submitting everything to the Pennsylvania Department of Transportation (PennDOT) with the required fees. If the co-owner is unavailable or uncooperative, the process becomes significantly more complex and may require a court order.
The most straightforward scenario is when both owners agree. You'll need the current certificate of title, which must be signed by both owners in the "assignment of title by registered owner" section. The co-owner being removed is effectively selling their interest to you, even if no money is exchanged. You must also complete Form MV-4, "Application for Certificate of Title." This form requires details like the vehicle identification number (VIN), odometer reading, and the sales price (which can be $0 or a nominal amount). This transaction must be notarized; the signatures on the title must be witnessed by a notary public.
It's critical to check for a lien. If there is an outstanding loan on the car, the lienholder's name will be on the title. The lien must be satisfied and the lienholder must release their interest before you can remove a co-owner. After submission, PennDOT will issue a new title in your name only. The table below outlines the key requirements and potential fees.
| Requirement / Fee | Details |
|---|---|
| Form MV-4 | Application for Certificate of Title |
| Current Title | Must be signed by all current owners |
| Notarization | Mandatory for all owner signatures |
| Odometer Reading | Required disclosure on Form MV-4 |
| Lien Satisfaction | If applicable, a lien release document is needed |
| Sales Tax | May apply based on the transaction value declared |
| Title Fee | Approximately $67 |
| Processing Fee | Varies by issuing agent |
If the other owner is deceased, you'll need to provide a copy of the death certificate. If they are unwilling to sign, you may need to seek a court order to force the sale or transfer, which involves legal proceedings. For these complex situations, consulting with an attorney specializing in property law is highly recommended.

I just went through this after my divorce. Basically, you both have to sign the back of the title in front of a notary, like at your bank. You'll also need to fill out the MV-4 form. Then, you mail it all to PennDOT with a check. The key is getting that signature notarized—they won't accept it without that stamp. It took about three weeks to get the new title back in just my name.

Think of it as you buying the other person's share of the car. The title is the legal document that proves ownership. To change it, you need to show PennDOT that the other owner agreed to transfer their rights to you. This is done by properly assigning the title, a process that requires a notary to verify the signatures. The main hurdle is often getting the other person to cooperate. If the car has a loan, you must clear that with the bank first.

The process hinges on the reason for the removal. For a voluntary separation, it's a straightforward title transfer. If the co-owner has passed away, you submit the title along with a death certificate. The real challenge is an uncooperative party; that moves the issue from a simple DMV task into the legal system, requiring a lawsuit to partition the property. Always start by checking for a lienholder, as their requirements will supersede everything else.


