Registering a new car in New York involves submitting the correct paperwork and fees to the New York State Department of Motor Vehicles (DMV). The process typically takes a few weeks, and you must complete it within 180 days of the date you purchased the vehicle. The total cost varies but generally falls between $200 and $300, depending on your vehicle's weight and your location. You cannot drive your new car legally without valid plates and registration.
The most critical document you'll need is the Manufacturer's Certificate of Origin (MCO), which the dealer will provide, signed over to you. You must also present:
- Proof of ownership (the bill of sale).
- Proof of New York State auto insurance (form FS-20 or an electronic insurance confirmation).
- A completed Vehicle Registration/Title Application (Form MV-82).
- A valid driver's license.
- Payment for sales tax and registration fees.
The dealer will often handle much of this process for you, including submitting the title application and collecting sales tax. If they do, you'll receive your plates, registration, and a temporary inspection sticker in the mail. If you're handling it yourself, you must visit a DMV office with all the documents. After receiving your plates, you must get a New York State safety inspection within 10 days.
| Step | Description | Key Details/Data | Typical Timeline |
|---|
| Dealer Purchase | Dealer provides essential paperwork (MCO, Bill of Sale). | The MCO is the primary proof of ownership from the manufacturer. | At point of sale. |
| Proof of Insurance | Obtain a NYS-specific insurance ID card (FS-20). | Minimum liability coverage is $25,000/$50,000 for injury, $50,000 for death, $10,000 for property damage. | Must be secured before registration. |
| Sales Tax | Pay NYS and local sales tax. | NYS base rate is 4%, plus local county/city taxes (e.g., NYC total is 8.875%). | Paid at DMV or through the dealer. |
| DMV Submission | Submit Form MV-82 and all documents to the DMV. | Registration fee is based on vehicle weight (e.g., under 3,500 lbs: ~$26 per year). | In-person or via dealer; processing can take 2-3 weeks. |
| Receive Materials | Get license plates, registration sticker, and documents in the mail. | A temporary registration is issued if plates are not available immediately. | Varies; temporary permit is valid for 30 days. |
| Safety Inspection | Get the vehicle inspected at a licensed station. | Inspection covers brakes, lights, steering, etc. Cost is up to $37. | Must be done within 10 days of registration. |
| Title Receipt | Receive the official certificate of title in the mail. | This is your permanent proof of ownership. | Can take up to 90 days after registration. |
