
When the vehicle's green book is mortgaged, a color change is not permitted. Only after the mortgage loan is fully repaid can the color change registration be filed. According to the "Road Traffic Safety Law," the following documents are required to apply for a change in the vehicle's body color: Original "Motor Vehicle Change Registration Application Form." Original and photocopies of the identity documents of the vehicle owner and agent. Original motor vehicle registration certificate. Original motor vehicle license. If the color change area does not exceed 30% of the vehicle's surface, no change registration is required. Conversely, if it exceeds 30%, the change must be registered and filed within 10 days after the color change. Notes on Vehicle Color Change: Before changing the vehicle's color, consult the local vehicle management office where the vehicle is registered to confirm whether the region allows color changes using wraps. If the region does not permit this method, the change cannot be registered, and the wrap must be removed to restore the original color. Additionally, according to the "Motor Vehicle Registration Regulations," owners are no longer required to apply to the vehicle management office in advance. They can first change the vehicle color, install body kits, replace the engine, etc., and then apply for change registration. According to Article 10, registered motor vehicles must apply for change registration under the following circumstances: Change of body color. Replacement of the engine. Replacement of the body or frame. Whole vehicle replacement due to quality issues. Change of use, such as converting a commercial vehicle to a non-commercial vehicle or vice versa. The vehicle owner's residence moves in or out of the jurisdiction of the vehicle management office. Furthermore, according to Article 15 of the "Road Traffic Safety Law of the People's Republic of China": Police cars, fire trucks, ambulances, and engineering rescue vehicles must display designated markings and install alarms and signal lights as required. Other vehicles are prohibited from using similar markings, alarms, or signal lights. According to Article 56 of the "Motor Vehicle Registration Regulations," failure to register a color change as required may result in a warning or fine from the traffic management department. The vehicle may also be impounded and required to revert to the original color.

My car was originally mortgaged to the bank, with the green title held by them. If I wanted to change its color, I had to communicate with the bank first. I called them to explain the need for color change registration, and they issued an authorization letter for me to sign, then lent the green title to the DMV for use. The whole process took two or three days, and I had to pay a small handling fee, but in the end, the color change was successfully recorded. This serves as a reminder to everyone that changing the color of a mortgaged vehicle must follow the proper procedures; otherwise, it won’t pass inspection, leading to bigger troubles later. Now, driving around with the new color feels pretty cool, but don’t forget to return the green title to the bank promptly to avoid potential disputes.

Want to change the car color but the vehicle registration certificate is mortgaged? Don't worry, just talk directly to the bank's account manager. They'll issue you a proof letter based on the agreement. Bring this letter along with your ID to the DMV to fill out the application form. When I went through the process, I found that vehicle photos and insurance documents were also required. Make sure to verify all details step by step to avoid missing materials and making wasted trips. Spend a few dozen yuan to complete the filing, then return the registration certificate after the color change is done. This approach is much better than doing it privately - it's compliant and protects your rights, especially for friends who want to DIY color changes to save money. This proper procedure is actually the shortcut.

When dealing with a color change for a vehicle with a green book mortgage, I first contact the mortgage holder to explain the situation, and they usually cooperate by providing the necessary documents. Then, I submit those materials to the vehicle management office for filing. The process isn't complicated but does take some time. Remember not to drive the car recklessly before and after filing to avoid traffic tickets. This method is reliable and saves a lot of hassle.


