Registering a car in Massachusetts involves a straightforward process handled by the Massachusetts Registry of Motor Vehicles (RMV). You'll need to complete the transaction in person at a full-service RMV office. The essential steps include providing proof of ownership (the title), a completed Registration and Title Application (RTA form), proof of Massachusetts auto insurance, and payment for the required fees. You must also have your vehicle inspected for safety and emissions within 7 days of registration.
The most critical document is the vehicle's title, which must be properly signed over to you by the previous owner. If you have a loan on the car, the lender will hold the title and provide you with a specific document from the RMV. For a new car, the dealer often handles the initial registration, but you'll receive the title and paperwork to complete the process yourself.
You must have active Massachusetts auto insurance before you can register the car. Your insurance agent will issue a Policy Binder or stamp the RTA form to prove coverage. The RMV will verify this electronically.
Here’s a breakdown of the typical fees you can expect:
| Fee Type | Typical Cost | Notes |
|---|
| Registration Fee | $60 | For a standard passenger vehicle. |
| Title Fee | $75 | One-time fee to establish ownership. |
| Plate Fee | $20 - 80 | Varies by plate type (passenger, vanity, etc.). |
| Sales Tax | 6.25% | Of the purchase price or fair market value. |
| Local Excise Tax | Varies by Municipality | Based on the car's value and your city/town. |
After registration, you'll receive your license plates and a registration certificate. Remember, you must get a state safety and emissions inspection within 7 days. Keep all your documents in the car as you must present them if requested by law enforcement.
