How to Properly Report an Insurance Claim After a Car Accident?
1 Answers
Here are the correct methods for reporting an insurance claim after a car accident: 1. Minor accidents. If both parties agree on the determination of responsibility, take photos and move the vehicle to a suitable location, then notify the traffic authorities and call the insurance company to report the claim. When assisting the insurance company with vehicle inspection, photography, damage assessment, and claim application, bring all necessary documents such as the vehicle license, driver's license, ID card, and insurance policy. 2. Major accidents such as collisions, rollovers, or hitting pedestrians. After calling the police, protect the scene, call 120 for medical assistance, and notify the insurance company within 48 hours. Cooperate with the insurance company personnel to inspect and assess the damage. When filing a claim with the insurance company, provide the original insurance policy, accident certificate, accident liability determination, accident mediation agreement, court judgment, loss list, and related expense receipts. 3. Accidents in other locations. If the vehicle is involved in an accident in another location, call the police and protect the scene, while notifying the insurance company and providing the policy number, time, location, cause, and details of the accident. The insurance company will request the local branch to conduct an inspection. Ensure the local company follows the proper procedures for photography and issues an inspection report. After returning to your home location, fill out the claim notice at the insurance company to proceed with the claim.
