How to mortgage a car that is not under my name?

[VanLorenzo]

Normally, only the owner of the car can mortgage it at the vehicle management office. If you want to mortgage a car that is not under your name, you need the consent of the vehicle owner. This type of loan is called an auto title loan, where the borrower or a third party uses the car as collateral to obtain a loan from a financial institution or auto finance company. To apply for a mortgage registration, you need to fill out the "Motor Vehicle Mortgage/Cancellation of Mortgage Registration Application Form" and provide the following documents, which must be submitted jointly by the vehicle owner (mortgagor) and the mortgagee: 1. Identification documents of the mortgagor and mortgagee; 2. The motor vehicle registration certificate; 3. The principal contract and mortgage contract legally established between the mortgagor and mortgagee. The vehicle management office will record the mortgage registration details on the motor vehicle registration certificate after processing the application.