How to Handle the Situation When Our Vehicle Fails Annual Inspection but the Other Party is Fully at Fault?
2 Answers
If our vehicle fails the annual inspection but the other party is fully at fault, the other party should bear full compensation responsibility. However, driving a vehicle without passing the annual inspection will result in a penalty of 3 demerit points and a fine. Additional information: Vehicle inspection periods: 1. Commercial passenger vehicles must be inspected annually within the first 5 years; after 5 years, they must be inspected every 6 months. 2. Trucks and large or medium-sized non-commercial passenger vehicles must be inspected annually within the first 10 years; after 10 years, they must be inspected every 6 months. 3. Small and mini non-commercial passenger vehicles must be inspected every 2 years within the first 6 years; after 6 years, they must be inspected annually; after 15 years, they must be inspected every 6 months. 4. Tractors and other motor vehicles must be inspected annually.
I've got experience with this! Even though your car hasn't passed the annual inspection, if the traffic police determine the other party is fully at fault, accident compensation and annual inspection are two separate issues. Compulsory traffic insurance can still cover your medical expenses and lost wages, but vehicle repair costs are more complicated. I've seen cases where insurance companies refused commercial insurance claims due to expired inspections—after all, insurers love to exploit loopholes. But remember, legally, accident liability and inspection status aren't directly linked. My advice: get your car inspected ASAP, obtain the new registration, then negotiate with the other party's insurer. Don’t panic if they delay. If needed, take the liability report straight to court—judges usually side with reasonable claims from vehicle owners.
