How to Handle Points Deduction When Lending Your Car to Others?
3 Answers
Traffic violations captured by electronic surveillance will also be recorded under the vehicle owner's name. You can negotiate with your friend to have them bear the fine and points deduction. Relevant regulations are as follows: 1. Additional fines: According to the "Procedures for the Handling of Road Traffic Safety Violations", if the fine is not paid by the due date, an additional 3% of the fine amount will be imposed daily, with the total additional fine not exceeding the original fine amount. The maximum additional fine can be up to 1 times the original fine. 2. Points deduction: At the same time, according to the "Regulations for the Implementation of the Road Traffic Safety Law", if a motor vehicle driver's points in a scoring cycle do not reach 12 points and the imposed fine has been paid, the points will be cleared; if the points do not reach 12 points but there are still unpaid fines, the points will be carried over to the next scoring cycle.
Hey, last month I lent my car to my good buddy Xiao Wang for a countryside trip, but he got caught speeding and had 3 points deducted. At first, I was worried, so I immediately contacted him to explain the situation. Without hesitation, he paid the fine and handled the violation himself. The key is to act quickly—keep chat records or surveillance footage from when you lent the car as evidence to avoid affecting your license renewal. This kind of thing happens often, and I’ve learned to only lend my car to trusted friends or sign a simple agreement stating that the driver is responsible for any violations. Safety comes first when driving, and it’s also good to remind friends to follow the rules before lending your car to avoid small disputes turning into big problems.
Borrowing cars often leads to problems. Last time, my colleague Xiao Li urgently borrowed my car for an errand, and I received a text message about penalty points afterwards. I talked to him directly, keeping my tone gentle but firm, and he immediately went to the traffic police station to resolve it. The solution is simple: first confirm the details of the violation, then have the actual driver handle it; if the other party doesn't cooperate, you'll need to appeal and provide evidence to protect yourself. It's advisable to use a car app to record borrowing situations for backup. Borrowing cars is about trust—choose carefully based on the person's driving experience, and don't just hand out favors.
