How to Handle Personal Injuries in a Vehicle Accident?
2 Answers
It is important to protect the first scene of the accident and promptly report to the traffic management department at the accident location, which will conduct an on-site investigation. Bring the insurance policy, vehicle registration, and driver's license, and drive the damaged vehicle to the insurance company. Fill out the registration form at the claims department and assist in the inspection of the damaged vehicle. When delivering the vehicle for repairs, take the 'Damage Assessment Form' and submit it along with the vehicle to the repair shop. The repair shop will carry out the repairs based on the items listed in the 'Damage Assessment Form'. Take the repair invoice of the other party's vehicle and go to the traffic police station with the other party's vehicle owner to settle the case. Obtain an 'Accident Certificate' with an official seal and retrieve the confiscated documents. One week later, you will receive a notification from the insurance company to collect the compensation. At that time, bring the official seal, identity proof, and the 'Vehicle Accident Registration Form' to claim the compensation.
I've been driving long-distance for over a decade and have encountered several injury accidents. Honestly, it's quite frightening, but I know it's crucial to stay calm. The first thing is to stop the car, turn off the engine, and turn on the hazard lights to ensure my own safety and avoid causing more trouble. Then, quickly check the condition of the injured person. Avoid moving them casually to prevent secondary injuries, and immediately call 120 to report the location and injuries. At the same time, call 122 to report the accident and request traffic police, placing a warning triangle about 50 meters behind the car. After that, don't just stand around—take photos to document the scene details, such as vehicle positions, road conditions, and injury locations, as this will help with later processing. Help comfort the injured, offering water or blankets to prevent the situation from worsening. After the accident, remember to contact your insurance company, report all information truthfully, and cooperate with the investigation. For prevention, I regularly check brakes and tires, control speed, and avoid using my phone while driving. Remember, panic only makes things worse—keeping a clear mind is key.
