How to Handle Insurance for a Used Car Transfer?

[MacAdeline]

Cancel the original vehicle insurance, then apply for a new vehicle insurance policy on the Changwang Auto Insurance platform. The original owner must bring the insurance policy and the vehicle transfer certificate to the original insurance company's sales outlet to complete the procedures. Otherwise, the original owner will bear the consequences.

[VanGabrielle]

When I used to sell used cars, transferring insurance required advance preparation. I had buyers check how much validity was left on the insurance policy, and contacted the insurer before the transfer to update policyholder information—they might adjust premiums after reassessing risk. After transfer, the new owner needed to immediately confirm the insurance status to avoid penalty gaps; meanwhile, compulsory traffic insurance had to remain valid, otherwise the car couldn’t be driven. Commercial policies like third-party liability coverage could be transferred to the new owner for continued use, but coverage details had to be verified. The whole process was best handled by professionals without delay—I made sure all paperwork was settled on transfer day to prevent future issues.