How to Handle Expired Compulsory Traffic Insurance and Vehicle Inspection?
3 Answers
Here's how to deal with expired compulsory traffic insurance: Immediately go to renew it. Below is some information about compulsory traffic insurance: 1. According to Article 39 of the Compulsory Traffic Insurance Regulations: If the owner or manager of a motor vehicle fails to insure the vehicle with compulsory traffic accident liability insurance as required, the traffic management department of the public security organ will detain the vehicle, notify the owner or manager to insure it as required, and impose a fine of twice the premium payable for the minimum liability limit as stipulated; 2. Additionally: If the insurance lapse does not exceed three months and there were no claims in the previous year, the discount coefficient can still be applied.
I was quite nervous when I found out that the compulsory traffic insurance had expired, so I quickly contacted the insurance company to renew it. The annual inspection must not be delayed. After renewing the compulsory insurance and obtaining the new policy, I immediately drove to the testing station to queue up. A valid copy of the compulsory traffic insurance is a mandatory requirement for the vehicle inspection—missing even one item won’t do. Last time, I got held up because I forgot to handle a traffic violation, so I remind everyone to pay any fines in advance. The whole process took half a day, so remember to bring your vehicle license and ID card. By the way, if you drive without renewing the insurance for too long and get caught, you might have to pay double the premium as a fine—that’s really not worth it.
When encountering an expired compulsory traffic insurance, it must be resolved in two steps. I immediately renewed the compulsory traffic insurance on my phone, and now electronic policies are very convenient—just download and print. For the vehicle inspection, I need to set aside time to visit the inspection station. First, confirm the required materials, which usually include the new compulsory traffic insurance policy, vehicle registration certificate, and ID card. Two important points to note: any traffic violations must be resolved before the annual inspection, otherwise the inspection will be rejected; additionally, some inspection stations require an appointment, so it's best to call ahead and confirm. If everything goes smoothly, the whole process can be completed in half a day. After all, the annual inspection can't be delayed—driving with an expired inspection can result in points deduction and fines, which would be a real hassle.
