
You should promptly report to the police and have the traffic police determine accident liability first. Then, both parties should negotiate compensation based on the liability determined by the traffic police. If the negotiation fails, either party can file a lawsuit to claim compensation. Compensation may include medical expenses, lost wages, hospitalization meal subsidies, nursing fees, nutrition fees, transportation costs, accommodation expenses, etc.

I've been driving for over ten years, and there was one time I almost hit a pedestrian, which left a deep impression on me. If you actually hit someone, the first step is to stop immediately and check the injured person's condition. If it's serious, call 120 for emergency help right away, and don't move the person casually. Then call the police at 110 and let them handle the situation—they will issue an accident liability report. Regarding compensation, the key is liability determination. If you were driving carelessly, you'll likely be fully responsible and will have to cover medical expenses, lost wages, and compensation. Contact your insurance company to file a claim first—they will send someone to inspect the scene, and then you'll fill out a claim form. Remember not to settle privately, as it can easily lead to disputes. It's best to consult a professional lawyer to avoid getting the short end of the stick. Additionally, develop the habit of driving slowly through crosswalks to avoid these headaches in the first place.

I work in insurance and have handled many cases. When hitting a pedestrian, act quickly: first ensure safety and call the police, then contact the insurance company for damage assessment. Compensation includes medical expenses, nursing fees, lost income, etc., depending on the injury and recovery time. The insurer will settle claims based on compulsory traffic insurance and commercial third-party liability coverage. You only need to advance emergency payments, leaving the rest to the insurer. Responsibility ratios are determined by traffic police, usually assigning more to the driver, but also considering the other party's violations. Keep all receipts and documentation to assist investigations. Stay patient throughout the process to avoid delays affecting claim settlement speed.

My neighbor had a similar experience, and the handling was simple but emphasized humanity. First, stop the car, check the injured person's condition, and call 120, while protecting the scene to avoid destroying evidence. Don't rush to discuss compensation; the focus should be on helping the person recover. The law stipulates that the driver bears primary responsibility and must cover medical expenses. If the injury is severe, disability compensation may be involved. Contact the insurance company to handle the details, but don't neglect emotional care, such as visiting and showing concern for the other party. Cost calculations are based on actual expenses, with hospital bills as proof. This approach is both lawful and kind, minimizing disputes.


