How to Handle an Accident When Driving Someone Else's Car?
1 Answers
Accidents involving someone else's car are handled differently depending on the situation: First, the main party responsible for the traffic accident is the direct perpetrator, while the car owner may bear supplementary liability under certain circumstances. If the borrower has a valid driver's license and the owner is not at fault, the borrower should take full responsibility. Below are the methods for handling accidents involving shared cars: 1. Traffic accident: According to the usage rules, if a user is involved in a traffic accident on the road, they can call the insurance customer service to report the incident. If the user has purchased the 2-yuan non-deductible insurance, they can be exempted from accident compensation, with the cost covered by the insurance company; if not purchased, the user will need to pay compensation fees up to 1,500 yuan. 2. Vehicle malfunction: If the vehicle malfunctions during the rental period, the user can call customer service and wait for assistance. 3. Low battery: If the battery runs low midway, the user can search for the nearest charging station on the map. 4. Traffic violation: In case of a traffic violation, the merchant will accurately identify the user at the time and notify them to pay the fine and deduct points at the traffic police department.