How to Handle an Accident After Losing 12 Points on Your Driver's License?
2 Answers
After losing all 12 points, you are no longer allowed to drive on the road. Driving under such circumstances is equivalent to driving without a license and may affect liability. Whether you are fully responsible depends on the traffic police's handling and the traffic accident liability determination document they issue.
Losing 12 points on your driver's license and getting into an accident is truly nerve-wracking. I recently went through a similar situation, so here's my personal experience. The first thing to do after an accident is to stop and check for any injuries—don’t panic, immediately call 122 for the police and 120 for emergency medical help. Since your license is already suspended, driving without it will result in severe penalties, with the police likely imposing heavier fines or impounding your car. When contacting your insurance company, they will most likely deny your claim because driving without a valid license is a violation, meaning you’ll have to bear the losses yourself. After the incident, it’s best to consult a professional lawyer to avoid further legal complications. Once the accident is handled, you must promptly report to the traffic management bureau to attend theoretical training or retake the test to reinstate your license. The whole process is exhausting, but safety comes first—always remind yourself to follow the rules and avoid repeating mistakes while driving.
