How to Handle a Vehicle Declared as a Total Loss After an Accident?
2 Answers
One scenario is actual total loss, where the vehicle is completely destroyed and cannot be repaired; the other is constructive total loss, where the vehicle can be repaired, but the repair costs reach the actual value of the vehicle. Based on the specific circumstances at the time, clearly explain the situation to the insurance customer service before proceeding with the specific compensation.
My previous car was severely damaged in an accident. After reporting it as a total loss, the insurance company quickly assessed the damage and compensated me. The car was towed to a designated site, where the common practice is to auction it to dismantling plants. Experts there will dismantle the vehicle, recycle usable parts like the engine or headlights, and then sell them to repair shops to avoid waste. The remaining scrap, including batteries and engine oil, must be professionally destroyed according to environmental regulations to prevent pollution. As the car owner, I need to go to the vehicle management office to complete the deregistration procedures and obtain a certificate before I can buy a new car and get it licensed. The whole process went smoother than I expected, but I recommend choosing a reputable insurance company to ensure transparency and prevent problematic car remnants from harming the environment.
