How to Handle a Motorcycle Accident?
3 Answers
Report the accident to the traffic police and notify your insurance company, which will immediately send someone to the scene to take photos. Go to the fast claim settlement center with the on-site inspection report. The insurance company representative will require both parties involved in the accident to jointly fill out a "Mutual Collision Self-Compensation Agreement."
I've been riding motorcycles for eight years and have fallen twice. If an accident happens, don't panic. Immediately move yourself to a safe spot. If bleeding, tear clothing to apply pressure on the wound. Check if the helmet is cracked—if it is, don't wear it again. Use your phone to take clear photos of the scene, especially skid marks and impact points. Remember to call 122 to report to the police. While waiting for the police, push the motorcycle to the roadside, turn on the hazard lights, and place a warning triangle. If there are witnesses, be sure to get their phone numbers. Report the incident to your insurance within 24 hours after returning. Don’t just call any roadside towing service; use the one designated by your insurance company to avoid disputes. Last time I fell, I didn’t take timely photos of the windshield fragments and ended up paying an extra 600 yuan for repairs.
The most concerning aspect of accident handling is when the injured move recklessly. If you see someone fallen, don't rush to help them up. First, check if they are conscious. If there's no response after tapping their shoulder and asking questions, call 120 immediately. Helmets should be removed slowly by two people, supporting the neck and moving the head together. For fractures, immobilize the injured area with cardboard or branches. At the accident scene, use your phone to record videos from four directions, capturing license plates, road signs, and traffic lights. When calling the police, clearly state if anyone is trapped under the vehicle. Don't hastily admit fault when the police arrive; read every word of the accident responsibility report carefully before signing. If a motorcycle is leaking gasoline, stay away from pedestrians who are smoking.
