How to Handle a Minor Rear-End Collision?
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In the case of a minor rear-end collision, private negotiation can be considered for resolution. The correct procedures for handling a serious rear-end collision are as follows: 1. Protect the Scene: The driver should stop immediately and prioritize taking photos to preserve the first-hand evidence of the scene. 2. Assess the Situation: Check for any injuries or casualties on both sides. 3. Negotiation: After a rear-end collision, parties can negotiate on their own (no need to call the police for private negotiation). If negotiation fails, the police should be contacted immediately. Promptly report the incident, contact the insurance company, and proceed with damage assessment and repairs. Here are some relevant details: 1. Important Notes When Reporting to the Police: Auto insurance policies typically require reporting the incident to the insurance company within 48 hours, otherwise the insurer may refuse to compensate. If someone else is entrusted to report the incident, the reporting person should also bring their ID card and a letter of authorization from the insured. 2. Required Documents: Present the following three certificates and the insurance policy: the vehicle's registration certificate, the driver's license, the insured's ID card, and the insurance policy.