How to Handle a Case Where a Motor Vehicle is Fully at Fault and a Non-Motor Vehicle User Suffers Minor Injuries?
2 Answers
Compensation should be provided for reasonable expenses incurred for treatment and rehabilitation, including medical fees, nursing costs, transportation expenses, as well as income loss due to missed work. 1. Shift to second gear when encountering puddles: Puddles are often found in uneven terrain, and nails or sharp small stones may be hidden within. Slowing down has two benefits: protecting the tires and preventing water from splashing onto pedestrians. 2. Yield to pedestrians: When driving on the road, pedestrians are relatively vulnerable, and it is the driver's responsibility and duty to protect them. Yielding to pedestrians is not only courteous but also avoids potential scams or troubles. 3. Consider stopping as soon as the traffic light turns red: Do not take chances by trying to save a few seconds, as accidents often occur within such short time frames. When considering stopping, remember to check the vehicles behind to avoid rear-end collisions.
I've personally experienced this once. Last time I was driving, I didn't see clearly when turning and knocked down a guy on an electric bike. Luckily, he only had minor injuries with some scratches. First, you must immediately stop the car, turn on the hazard lights, and protect the scene without moving the vehicle. Then call the police immediately and wait for the traffic police to handle it. They will come to investigate and determine the liability, confirming you are fully at fault. After that, help the other party contact 120 or take them to the hospital for a medical check-up and cover the expenses. Comfort them and keep their emotions in check. Next, contact your insurance company to report the incident and bring the liability determination document along with relevant certificates to process the claim. Since the liability is clearly on you, all compensation costs, including medical expenses, lost wages, and vehicle repair costs, will be covered by the insurance. Stay calm throughout the process and handle it methodically. If the other party is an acquaintance, a private apology can help ease the awkwardness, but don't skip the formal procedures to prevent disputes. In short, always observe more when driving, slow down at intersections, and prioritize safety.