How to Handle a Car Accident When the Vehicle Was Not Parked in a Designated Spot?
2 Answers
If a car that was not parked in a designated spot is involved in an accident, the situation should be reported to the police. The traffic police will determine liability based on the on-site conditions, and compensation will be provided according to the liability determination certificate issued by the police. The specific amount involved will depend on the actual circumstances. The traffic management department of the public security authority will determine the liability of the parties involved based on their actions and the severity of their faults in causing the road traffic accident. The details are as follows: 1. If the accident is caused solely by the fault of one party, that party bears full responsibility. 2. If the accident is caused by the faults of two or more parties, each party will bear primary, equal, or secondary responsibility based on their actions and the severity of their faults. 3. If no party is at fault for the accident, it is considered a traffic accident, and no party bears responsibility. If one party intentionally causes the accident, the other party is not responsible.
When my car is hit while parked outside a parking space, I will first ensure safety and stay calm, then take photos for evidence—capturing details of the damage, the collision location, and the surrounding environment, including the other party's license plate. Contact the traffic police to report the incident and let them determine liability, as I may bear partial responsibility for illegal parking, so avoid private settlements. At the same time, notify the insurance company to report the accident in detail, and preserve evidence such as surveillance footage or witness contact information for future claims. When repairing the car, file a claim based on the liability determination, preferably at an authorized repair shop. Afterwards, reflect on parking habits and develop the habit of always finding a proper parking space to avoid risks—this not only saves money but also reduces hassle.
