How to Handle a Car Accident?
2 Answers
Turn on the hazard warning lights and place a triangular warning sign behind the vehicle. Take photos of the accident scene from multiple angles, ensuring that the license plates of both vehicles are clearly captured. Ask the other party to present their driver's license, vehicle registration, annual inspection certificate, and compulsory insurance documents. If they refuse to show these, there might be an issue. Report the incident to your insurance company promptly. Do not move the vehicle before the traffic police arrive at the scene. If negotiations between both parties fail to yield results, call the police immediately. After the traffic police determine the accident liability, fill out the accident rapid processing agreement.
When I first started driving, I also encountered an accident. The first thing is to stay calm and don't panic. If the car can move, pull over to the emergency lane or roadside; if not, turn on the hazard lights and place the warning triangle at least 150 meters away on the highway. Immediately check if anyone in the car is injured—if there's bleeding, fractures, etc., call 120 for help right away. Then call the police at 122 and report the location and casualties. Use your phone to take photos of the overall scene and local collision marks, making sure to capture road markings and vehicle positions. Also, record all the other party's information: license plate number, insurance policy photos, driver's license, and contact details. While waiting for the traffic police, avoid arguing with the other party about fault. Call your insurance company immediately to report the incident. Finally, wait for the traffic police to issue a liability determination report, then contact your insurance company for damage assessment and repairs. Remember to keep all receipts.
