To get a replacement car title in Illinois, you need to submit a completed Application for Vehicle Transaction(s) (VSD 190) form to the Illinois Secretary of State. The most direct method is to visit a Secretary of State facility in person, but you can also apply by mail. The standard fee is $95 if there is no lienholder on the title; if there is a lien, the fee is $27.
The first step is to complete the VSD 190 form. You must provide the vehicle's year, make, model, Vehicle Identification Number (VIN), and your current registration. You'll also need to state the reason for requesting a duplicate title, such as it being lost, stolen, or damaged. The form requires your original signature, which must be notarized if you are applying by mail. This notarization is a critical security step to prevent fraud.
If applying by mail, send the completed and notarized form along with a check or money order for the correct fee to the address listed on the form. In-person visits are often faster, as you can receive the duplicate title on the spot at some facilities, though it may be a temporary document until the physical title is mailed. For vehicles with a lien, the process involves additional steps to notify the lienholder.
| Aspect | Details | Notes |
|---|
| Standard Fee (No Lien) | $95 | |
| Fee (with Lienholder) | $27 | |
| Form | VSD 190 | Must be notarized for mail applications. |
| Processing Time (Mail) | 3-4 weeks | Can vary based on volume. |
| In-Person Option | Yes | Some facilities provide a temporary title immediately. |
| Required Information | VIN, current registration, reason for request | |
| Special Case (Out-of-State Owner) | Must provide a copy of out-of-state driver's license and proof of Illinois residency. | |
If you've recently moved, you must update your address with the Secretary of State before applying for the duplicate title. For those who are out of state, include a copy of your out-of-state driver's license and proof of your Illinois residency with the application. The entire process is streamlined but requires attention to detail, especially with the notarization requirement for mailed applications.
