To get a car title in Illinois, you must apply through the Illinois Secretary of State (ILSOS). The process and required documents depend on your specific situation, such as buying from a dealer, a private seller, or if the title is lost. The core steps involve completing the correct application form, providing proof of ownership and identity, and paying the required fee. For a standard private sale, the seller must properly assign the title to you, and you must submit it to an ILSOS facility to receive a new title in your name.
The most common document is the Vehicle Transaction Application (VSD 190), which is used for most title transfers. You will also need:
- The properly assigned title from the previous owner.
- A Bill of Sale (although not always mandatory, it's highly recommended).
- A valid form of identification (e.g., driver's license).
- Payment for the title fee ($95 for an electronic title, $105 for a printed title) and any applicable taxes.
If the title is lost, you'll need to file for a duplicate. This involves submitting a Duplication Certificate (VSD 190) along with supporting documents to prove ownership. A lien is a legal claim on a vehicle as security for a debt. If there's a lien on the title, the lienholder's information must be listed, and they will hold the title until the loan is paid off.
The table below outlines the key fees and processing times for different title-related transactions in Illinois.
| Transaction Type | Standard Fee | Expedited Fee (if available) | Typical Processing Time (for mailed application) |
|---|
| New/Transferred Title (Electronic) | $95 | N/A | 15-20 Business Days |
| New/Transferred Title (Printed) | $105 | N/A | 15-20 Business Days |
| Duplicate Title (VSD 190) | $95 | N/A | 15-20 Business Days |
| Title Correction | $95 | N/A | Varies |
| Vehicle Use Tax | 6.25% of purchase price | N/A | Required at time of application |
You can submit your application in person at a local Secretary of State facility or by mail to the ILSOS Vehicle Services Department. In-person visits are generally faster for receiving your receipt, but the actual title will still be mailed to you. Ensure all forms are filled out completely and accurately to avoid delays. Double-check that the seller's signature on the title matches the name printed on the front of the document.
