How to File an Insurance Claim for Self-Inflicted Vehicle Damage?

[IrisAnn]

Different insurance companies may have varying procedures for claims settlement, but the basic steps are largely similar. The general process includes reporting the incident, investigation and damage assessment, signing and reviewing claim documents, calculation and verification, approval, and final settlement. The main steps for filing an insurance claim for self-inflicted vehicle damage are as follows: 1. Incident Reporting: Call the insurance company to report the incident and proceed with subsequent handling based on the insurer's instructions. 2. Incident Investigation: The insurance company's investigator will assist the policyholder in examining the cause, nature, liability, and extent of the damage. 3. Damage Assessment: Collaborate with the insurer, repair shop, or relevant parties to determine the scope, items, and amount of the damage. 4. Claim Submission: Gather the necessary documents for the claim based on the type of damage and submit them to the insurer for processing. 5. Claim Settlement: After verifying the incident and claim materials, the insurer will compensate the policyholder according to the insurance contract by the end of the month.