How to File an Insurance Claim for Self-Inflicted Scratches Without On-Site Photos?

1 Answers
Lawrence
07/24/25 8:52pm
Process for filing an insurance claim for self-inflicted scratches without on-site photos: 1. Present insurance documents, vehicle license, driver's license, policyholder's ID, and insurance policy; 2. Fill out the accident report form, detailing the accident process, and provide contact information for the reporter and driver; 3. Inspect the vehicle's exterior and take photos for damage assessment; 4. The claims adjuster will accompany the owner to inspect the vehicle's exterior, then verify the damage based on the owner's report and take photos, reminding the owner of any valuables in the car; 5. Deliver the vehicle to the repair station for repairs, with the adjuster issuing a work order specifying the repair items and time; 6. The owner signs the documents and leaves the vehicle at the repair station for maintenance.
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