How to File an Insurance Claim for Scratching Someone Else's Car?

[McArya]

Turn on hazard lights and place warning signs, then take photos for evidence. To file an insurance claim, first call the police and contact your insurance company to initiate the claim process, followed by vehicle damage assessment and repairs. If the party responsible for the scratch cannot be found and the damage is severe, first call the police and wait for traffic police to handle the situation. If the scratch is minor, initiate a quick claim settlement. First call the police and contact your insurance company, then wait for traffic police to issue an accident liability determination. Finally, go to a 4S shop for damage assessment and repairs.