How to File an Insurance Claim for a Small Paint Scratch on the Car?

[RowanAnn]

The solution for filing an insurance claim for a small paint scratch on the car is as follows: 1. Responsible Party: Check the traffic accident liability determination form to see who the police determine is at fault. If it's the other party's fault, proceed with their insurance. First, go to the insurance company for damage assessment, then repair the car at the auto repair shop designated by the insurance company. 2. Repair: For scratches, simply perform sheet metal and paint work. After the repair is done, have the other party pay the bill, and you can directly pick up the car. If it's your own fault, follow the same process, except you will pay for it yourself. Repair both your car and the other party's car, pay the bill and obtain the invoice, then go to the insurance company for reimbursement. Having collision insurance will allow you to get reimbursed.