How to File an Insurance Claim for a Self-Inflicted Car Accident?

[LaMackenzie]

There are two scenarios for filing an insurance claim when your car is involved in a self-inflicted accident: Only compulsory traffic insurance is purchased: If the vehicle only has compulsory traffic insurance, you cannot file a claim and will have to repair the vehicle at your own expense. Commercial insurance with vehicle damage coverage is purchased: You can directly contact your insurance company. The insurance company will assess the damage and arrange for vehicle repairs. Here are some important points to note if you have vehicle damage coverage: Do not move the vehicle randomly: After the accident, avoid moving the vehicle or letting someone else drive it to prevent affecting the normal claims process. Wait for the insurance company to assess the damage: Only after the insurance company has taken photos and assessed the damage can the vehicle be sent for repairs. Do not conduct any private inspections or determine the vehicle's condition yourself. Everything must wait until the insurance company's personnel arrive.