How to File an Insurance Claim After Scraping Someone Else's Car?

[DiAriel]

First, call your insurance company to report the situation on the scene. Generally, insurance companies do not provide compensation if the incident is reported after 48 hours. The insurance company will send someone to the scene to conduct an inspection and issue an inspection report. If the damage is significant, the inspector may recommend reporting the incident to the traffic police for further handling. Take your vehicle to the designated loss assessment center specified by the insurance company or chosen by yourself. The insurance company will then assess the damage. After retrieving your vehicle, you need to gather all the necessary documents for the claim and submit them to the insurance company to process the claim. Once the insurance company receives all the required claim documents from you, they will calculate the repair costs and other related expenses. After completing the calculation, they will determine the claim settlement.