How to File an Insurance Claim After Hitting Your Own Car?

[RowanRose]

Here are the steps for filing an insurance claim after hitting your own car: 1. Report the incident: Bring your insurance policy, vehicle registration, and driver's license to the insurance company in your own car. 2. Fill out the 'Vehicle Accident Registration Form' and 'Accident Notification Form' at the claims department. 3. Damage assessment: Take the 'Vehicle Accident Registration Form' to the claims department's assessor to determine repair items and costs. After assessment, you will receive a 'Damage Assessment Form'. Do not omit any repair items; repair costs should not be set too low. 4. Vehicle repair: Submit the 'Damage Assessment Form' to the repair shop. The shop will repair the vehicle according to the form and provide you with a 'Vehicle Pickup Slip' as proof. 5. After repairs, pay the repair fee with the 'Vehicle Pickup Slip' to retrieve your car, and request the following documents from the repair shop: 'Repair Invoice', 'Repair Order', 'Work Order', and 'Material List' (all must bear the repair shop's official seal). 6. Submit documents: Provide the 'Accident Notification Form', 'Damage Assessment Form', 'Repair Invoice', 'Repair Order', 'Material List', 'Work Order', and 'Claim Settlement Form' to the insurance company's claims department. 7. Claim approval: Normally, insurance companies will reimburse all reasonable rescue expenses. For towing services, standard vehicles are typically covered for one tow regardless of the number of tows, with only one reimbursement provided. Just submit the invoice for reimbursement.