How to File an Insurance Claim After Hitting Your Own Car?

What is the 0-100 km/h acceleration time of the Honda Spirior?

According to official data, the 2017 Honda Spirior is available in two engine displacements: 2.4L and 2.0L. The 2.4L model accelerates from 0-100 km/h in 8.7 seconds, while the 2.0L model takes 11.9 seconds. Factors affecting a vehicle's 0-100 km/h acceleration time include: Torque: In layman's terms, torque represents how much force an engine can produce. Greater torque means more force to propel the vehicle, resulting in faster acceleration. For example, the 2022 Buick Regal with 250 Nm of torque achieves 0-100 km/h in 9.1 seconds, while the 2017 Honda Spirior 2.0L with 190 Nm torque takes 11.9 seconds. Transmission efficiency: As the medium for power transfer, transmissions inevitably involve power loss. Higher transmission efficiency leads to better acceleration performance. Generally, transmission efficiency ranks as follows: manual transmission > dry dual-clutch transmission > wet dual-clutch transmission > AT transmission > CVT transmission. The 2017 Honda Spirior 2.0L uses a CVT transmission. Power-to-weight ratio: The relationship between horsepower and vehicle weight is called the power-to-weight ratio (measured in Hp/T). A higher ratio means faster acceleration. The 2022 Buick Regal has a ratio of 118.2 Hp/T with 0-100 km/h in 9.1 seconds, while the 2017 Honda Spirior 2.0L has 103.3 Hp/T with 0-100 km/h in 11.9 seconds.

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Why Are There Marks on New Car Screws?

It is abnormal for new car screws to have signs of being turned. Generally, the body components of a vehicle are adjusted and installed during production and do not require later adjustments. In such cases, it is recommended to contact the local 4S store for inspection and repair. The following are precautions when picking up a new car: 1. Car Appearance: New cars may experience some scratches during transportation. When picking up the car, drive it to a well-lit area and inspect the car's appearance, focusing on the four corners, which are the most prone to bumps. 2. Car Interior: First, check the car's odometer. If the odometer shows more than 50 kilometers, the car may be suspicious. Adjust the car seat to its furthest position and check for any rust, as rust may indicate significant hidden issues. 3. Car Functional Configuration: Sit inside the car, start it, and conduct a comprehensive check of the car's lights to ensure they are functioning properly. Also, inspect the multimedia system. 4. Check the Engine Compartment: Open the engine compartment from inside the car and inspect whether the wiring is tidy and the connectors are normal. Also, check hidden areas for dust. If a large amount of dust is found in the corners, it may indicate that the car has been in storage for a long time. 5. Check the Car Tires: Newly manufactured cars will have tire hairs on the tires. If no tire hairs are found, it suggests that the car has been driven for some distance, and the owner should be cautious.

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Can a tire be driven on the highway after hot patching?

Tires can be driven on the highway after hot patching, but the speed should be kept within 100 kilometers per hour, preferably not exceeding 80 kilometers per hour. The following are traditional tire repair methods: 1. Traditional plug method (external repair). It is simple and convenient, and not necessarily expensive. However, the effect is not very good, and it may still leak air. 2. Patch repair method (internal repair). The area to be repaired is sanded, glue is applied, and a tire patch is applied. This method is much more reliable than external repair and is relatively safer. The disadvantage is that it is more expensive than external repair. 3. Hot patching. Hot patching is similar to internal repair, but the hot patch can fully fuse with the tire, providing a better effect than internal repair.

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Can Motorcycle Insurance Be Purchased in Another Location?

According to the "Regulations on Compulsory Insurance for Motor Vehicle Traffic Accidents," it is possible to purchase motorcycle insurance in another location. When purchasing insurance in another location, the owner must provide identification documents such as their ID card and vehicle license. Compulsory Traffic Accident Liability Insurance (CTALI), the full name of which is Compulsory Insurance for Motor Vehicle Traffic Accidents, is China's first mandatory insurance system implemented by national law. The "Regulations on Compulsory Insurance for Motor Vehicle Traffic Accidents" stipulate that CTALI is a compulsory liability insurance where the insurance company compensates, within the liability limits, for personal injury, death, or property loss caused to victims (excluding the vehicle's occupants and the insured) in road traffic accidents involving the insured motor vehicle. Consequences of not having CTALI: According to the "CTALI Regulations," all owners or managers of motor vehicles driving on roads within the territory of the People's Republic of China must purchase CTALI. If the owner or manager of a motor vehicle fails to purchase CTALI as required, the traffic management department of the public security authority has the right to detain the vehicle, notify the owner or manager to purchase the insurance as stipulated, and impose a fine of twice the amount of the insurance premium payable. In addition to CTALI, there are optional commercial insurances: Commercial insurance in auto insurance mainly includes vehicle damage insurance, which compensates for the loss of the vehicle in unilateral accidents but does not cover separate glass damage. The insurance company bears 30% of the loss when the vehicle is damaged while parked or when the responsible party cannot be identified. In collision incidents, compensation is made according to the proportion of accident liability, and the price increases with the purchase price of the vehicle. The third-party liability insurance under commercial auto insurance has the same coverage as CTALI. However, compensation is only made after the mandatory CTALI compensation has been paid. Compensation is based on the proportion of accident liability, and the premium price is determined according to the coverage amount. Regardless of the type of insurance, CTALI does not cover passenger liability insurance, which compensates for medical expenses incurred due to injuries to passengers. The price is calculated based on the policy amount. The theft and robbery insurance under commercial auto insurance refers to compensation for the vehicle after it is stolen and for damage or loss caused by theft. The premium varies based on the vehicle's purchase price and discount rate. This insurance is suitable for vehicles frequently driven in other locations or those without fixed parking spaces. The no-deductible insurance under commercial auto insurance is a supplementary insurance to the four types mentioned above. When compensation is required based on the proportion of liability, a certain deductible rate is first deducted according to the degree of liability before calculating the compensation amount. The price varies with the premiums of the four aforementioned insurances. The spontaneous combustion insurance under commercial auto insurance covers losses and rescue costs due to spontaneous combustion of the vehicle. The premium increases with the vehicle's purchase price after discounts. Separate glass insurance covers the cost of glass damage during driving but does not include compensation for rearview mirrors. The scratch insurance under commercial auto insurance covers unilateral paint damage caused by scratches during driving. Especially for beginners, scratches are common, so this insurance usually comes with a corresponding deductible. Even if a loss occurs, a portion of the deductible is first deducted during compensation. Differences between CTALI and commercial insurance: The operating institutions differ. CTALI can only be underwritten by state-controlled insurance companies, while commercial third-party liability insurance can be underwritten by both foreign and domestic insurance companies. The business philosophies differ. CTALI has a public welfare nature and is not intended to generate profits, whereas commercial third-party liability insurance is a commercial insurance where the insurer's goal is profit, which is significantly different from CTALI's "no profit, no loss" philosophy. The compensation principles differ. According to the "Road Traffic Safety Law of the People's Republic of China," for personal injury, death, or property loss caused by motor vehicle traffic accidents, the insurance company compensates within the CTALI liability limits. In commercial third-party liability insurance, the insurer determines compensation based on the policyholder's or insured's liability in the accident. The coverage differs. Except for certain items specified in the "Regulations on Compulsory Insurance for Motor Vehicle Traffic Accidents," CTALI covers almost all road traffic liability risks. In commercial third-party liability insurance, insurers set varying deductibles, deductible rates, or exclusions. The enforceability differs. According to the "Regulations on Compulsory Insurance for Motor Vehicle Traffic Accidents," all motor vehicle owners or managers must purchase CTALI, and insurers cannot refuse, delay, or arbitrarily terminate coverage. Commercial third-party liability insurance is a civil contract, where vehicle owners or managers have the choice to purchase, and insurers have the right to refuse coverage. The premium rates differ. The "Regulations on Compulsory Insurance for Motor Vehicle Traffic Accidents" stipulate that CTALI implements nationally unified insurance terms and basic rates, with the China Insurance Regulatory Commission approving rates based on the principle of "no profit, no loss" overall. Commercial third-party liability insurance rates are determined based on market conditions. The liability limits differ. CTALI implements segmented liability limits, while commercial third-party liability insurance has agreed liability limits.

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Can an Ugly Car Center Console Be Modified?

Modification is possible. Below are the relevant details: Car Center Console: The car center console is the area that controls comfort and entertainment devices such as the car air conditioning and audio system. It includes the central control door lock system, allowing the driver to operate all door switches and the window lift system. Categories: The central control door lock system primarily features three functions: central control, speed control, and individual control. The driver can control all door locks, and when the vehicle reaches a certain speed, the doors automatically lock. Additionally, each door has an independent switch for individual control.

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Where Can I Find Professional Auto Repair?

You can go to the nearest auto repair shop or 4S store for repairs. Below is relevant information about auto repair: Introduction: Quick auto repair refers to specialized services focused on minor car repairs and maintenance activities, but does not include full vehicle repairs, major overhauls, or secondary maintenance operations. The service scope is limited to 120 quick repair items that can be completed within 2 hours. Content: Traditional auto repair includes engine and chassis maintenance, automotive electrical systems, electronically controlled engines, automatic transmissions. If available, it may also include auto body repair, car painting, and auto detailing.

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How to File an Insurance Claim After Hitting Your Own Car?

What is the 0-100 km/h acceleration time of the Honda Spirior?

Why Are There Marks on New Car Screws?

Can a tire be driven on the highway after hot patching?

Can Motorcycle Insurance Be Purchased in Another Location?

Can an Ugly Car Center Console Be Modified?

Where Can I Find Professional Auto Repair?

Does a Hybrid System Need Charging?

What to Do If Your Driver's License Has Been Overdue for More Than a Year Without Renewal?

How to Check the Validity Period of Driving Test?

How Often Should the Spark Plugs Be Replaced in an Emgrand?