How to File an Insurance Claim After Hitting Your Own Car?

[StTaylor]

If you have purchased commercial insurance with collision coverage, you can proceed with the insurance claim. The specific steps are as follows: Accident Reporting: Call the insurance company to report the accident, and follow up with the subsequent procedures based on the insurer's instructions. Accident Investigation: The insurance company's adjuster will assist in investigating the cause, nature, liability, and extent of the accident. Loss Assessment: Collaborate with the insurer, repair shop, or relevant parties to determine the scope, items, and amount of the accident losses. Claim Application: Based on the type of loss, gather the necessary documents for the claim and submit them to the insurer for processing. Claim Settlement: After verifying the accident and claim materials, the insurer will compensate the policyholder according to the insurance contract by the end of the month.