How to File an Insurance Claim After a Car Collision?

[DelAlexander]

After a car collision, the car owner should immediately call their insurance company. If the accident involves injuries, it is also necessary to notify the traffic police department to come to the scene to determine liability, otherwise the insurance company will not compensate. Providing Documentation: When the insurance company personnel arrive at the scene, the car owner should present their insurance documents, driver's license, vehicle registration, and ID card. Inspection: The staff will verify the situation on-site based on the car owner's description and take photos to preserve evidence. The staff will then go to the repair shop or 4S store to assess the repair costs of the damaged parts. After verification, the car owner will be notified whether they agree to the assessed amount. If there are no objections, the claim process will begin.