How to File an Insurance Claim After a Car Accident
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When filing an insurance claim after a car accident, different measures should be taken according to three different scenarios. Below are detailed explanations for these three situations: 1. Minor Accidents: Assist the insurance company in inspecting, photographing, and assessing the damage to the vehicle. When applying for a claim, bring all necessary documents such as the vehicle registration, ID card, driver's license, and insurance policy. 2. Major Accidents: Cooperate with the insurance company personnel to thoroughly inspect and assess the damage. When filing a claim, provide the original insurance policy, accident report, accident liability determination, accident mediation agreement, court judgment (if applicable), list of losses, and relevant expense receipts. 3. Accidents in Another Location: If the accident occurs in another location, promptly call the police and secure the scene. Simultaneously, notify the insurance company, providing details such as the policy number, time, location, cause, and circumstances of the accident.