How to Determine a Flood-Damaged Vehicle as a Total Loss?

[MacElle]

Properly protect the accident scene and immediately call to report the incident. If the accident is severe or there is a dispute over liability, the police should be promptly notified. Insurance company surveyors will arrive at the scene to assist in handling the matter. The vehicle owner should truthfully describe the incident and provide relevant evidence and photos. If the damage is not severe, the loss can be assessed on the spot. For vehicles with severe damage or multi-party accidents, it is necessary to go to a loss assessment center. Within 10 days of the traffic management department concluding the handling of the insurance accident, the vehicle owner should submit the accident details to the insurance company.