
This situation can be handled at the traffic police station window in the vehicle's registration location. Bring the vehicle registration certificate, the driver's license, and ID card to the traffic police station window to accept the penalty and receive a ticket. Then pay the fine at a bank or through online banking using the ticket number.

I've encountered this situation with a real-life case from my neighbor. If the car is registered under the wife's name but she doesn't have a driver's license, the penalty points won't be directly assigned to her—because penalty points must be linked to a driver's license. If the actual driver is caught violating traffic rules, the traffic police will ask the wife to cooperate in identifying the driver. If the wife refuses to admit or it's unclear who was driving, the car owner must go to the traffic police station within 15 days to resolve the issue. Although the owner will receive a penalty notice, since she doesn't have a license, she can only pay the fine without deducting points. However, all these violations must be settled before the car's annual inspection. I recommend that the actual driver take responsibility by presenting their own license to accept the penalty, rather than letting the wife take the blame, otherwise it could cause trouble when applying for a car loan in the future.

A friend of mine just dealt with a similar issue a couple of days ago. When a vehicle owner without a driver's license is caught violating traffic rules, the traffic police will directly contact the owner to assist in investigating the actual driver. If the owner claims ignorance or refuses to cooperate, they will bear joint liability. Although no points will be deducted from someone without a license, they will still have to pay the fine, and the vehicle will be locked from being transferred. I've seen even more troublesome situations where unpaid fines incur a 3% late fee per day. Nowadays, traffic police departments are equipped with high-definition cameras. It's recommended that the actual violator (relative or friend) bring their driver's license to the service window for processing. Never trust those illegal point-buying schemes from scalpers.

Simply put, there are three key points: First, penalty points must be linked to the driver's license information. If the vehicle owner doesn't have a license, no points can be deducted. Second, after traffic cameras capture the license plate, traffic police will ask the owner to identify the driver. If the driver cannot be identified, the owner must accept the penalty, which will only be a fine without points deduction. Third, if the owner fails to handle the violation for a long time, the vehicle's annual inspection will be blocked. Recent traffic notices state that fines for such cases must be paid on the spot and cannot be paid in installments. Therefore, it's best to have the actual driver bring their own license to accept the penalty, as this is the legal procedure.

The handling logic is as follows: I've checked the traffic regulations, and the subject of point deduction must be the actual driver with a valid license. If the vehicle owner doesn't have a driver's license and refuses to provide information about the actual driver, it will be considered as obstructing law enforcement, requiring a fine but no point deduction. The new regulation states that such fines must be paid within 15 days, with a 3% late fee charged daily for overdue payments, up to double the original fine. There's also a minor detail: when handling this, the vehicle owner must personally bring their ID card to the traffic police station for a statement, and it's advisable to bring the car purchase invoice and insurance policy for verification. It's recommended not to resist stubbornly; having the actual driver handle it is more straightforward.


