
Taxpayers can declare and pay the vehicle and vessel tax to the competent tax authorities on their own. Alternatively, taxpayers can have the tax collected and paid by insurance institutions when handling compulsory traffic accident liability insurance for motor vehicles.

The vehicle and vessel tax must be paid every year, and it is usually handled together with the compulsory traffic insurance. Last year when I renewed my insurance, I paid by card directly at the insurance company's counter, and the staff printed the tax receipt for me on the spot. If you don't pay through the insurance channel, just bring your vehicle license and ID card to the local tax bureau counter, and it will take only ten minutes. Now it's even more convenient—you can search 'vehicle and vessel tax payment' in Alipay and pay online. Remember to print the electronic receipt and keep it in your car for inspection. If the payment is overdue, a late fee of 0.05% per day will be charged. Last year, a friend of mine was half a month late and had to pay an extra 80+ yuan—totally not worth it.

Just helped my dad handle the vehicle and vessel tax, recommend using the electronic tax bureau system. Log in to the tax official website of your province, find the vehicle purchase tax and vehicle and vessel tax section, enter information like license plate number and engine number as prompted, and the system will automatically display the payable amount. Supports UnionPay and WeChat Pay, and you can download the tax payment certificate after payment. This year's new policy exempts new energy vehicles from tax, and my neighbor's pure electric car saved over 300 yuan. Special reminder for vehicles transferred across provinces: they need to be re-registered and taxes paid in the new location. A colleague learned this the hard way last year.

Our family's vehicle and vessel tax is always paid at the bank counter before the end of the year. Just bring the vehicle registration certificate, the owner's ID card, and a bank card to any qualified bank branch – major banks like ICBC and CCB can usually handle it. After payment, the bank will provide a tax-paid label stamped by the tax department, which should be affixed to the upper right corner of the windshield. The standard fee of 360 yuan per year for sedans is relatively fixed, but vehicles with an engine displacement exceeding 2.0L require additional payment. For example, my cousin's 3.0L SUV has to pay 1,800 yuan annually. Remember to keep the tax payment receipt as it's needed for vehicle sales and ownership transfer.


