How to Deal with Traffic Police When Insurance Lapses?

[VanNathan]

If the compulsory traffic insurance expires without renewal and the insurance lapses, the car owner will still face huge compensation in case of an accident. If the owner is found not to have purchased the compulsory traffic insurance, they will be fined double the insurance premium, required to make up the compulsory traffic insurance, and have their vehicle impounded.

[LaIsabelle]

Last time I was driving, I accidentally let my car insurance lapse and got pulled over by traffic police for a document check. They issued me a ticket and deducted points when they discovered it. That experience taught me a lesson – letting insurance lapse not only results in a fine of several hundred yuan but could also lead to temporary vehicle impoundment or additional fees for driver's license reissuance. Handling it requires cooperation with the police, presenting all documents, and promptly renewing insurance with the provider to avoid more trouble during secondary checks. Vehicle insurance is a legal requirement; driving without it not only endangers road safety but also leaves you fully liable in accidents with no basic coverage. Now, I check my insurance expiration date every few months and set phone reminders to avoid such hassles and disruptions again.