How to Deal with a Flood-Damaged Car?

[McLawson]

Methods for handling a flood-damaged car: 1. File an insurance claim, as long as it was not intentional water submersion—meaning the vehicle was stationary, such as a car parked in a parking lot that got flooded—most vehicle owners will receive compensation from the vehicle loss insurance; 2. Proactively claim compensation to either repair the vehicle or scrap it according to regulations. A flood-damaged car refers to a vehicle that has been submerged in water, typically where the engine and transmission have been soaked, the water depth exceeds the wheels and body seats, and the bottom components of the vehicle have been in prolonged contact with water. Such vehicles pose significant risks, as the electrical circuits are prone to short circuits and fires. While flood-damaged cars can be repaired to some extent, even after repairs, they still carry serious hidden dangers. The longer the submersion time, the higher the likelihood of malfunctions occurring.