How to Deal with a Flood-Damaged Car?

2 Answers
StJulia
07/25/25 5:18pm
Methods for handling a flood-damaged car: 1. File an insurance claim, because as long as it was not intentional wading—meaning the vehicle was stationary, such as a car parked in a parking lot that got flooded—almost all car owners will receive compensation from vehicle damage insurance; 2. You can actively claim compensation to repair the vehicle or scrap it according to regulations. A flood-damaged car refers to a vehicle that has been soaked in water, generally meaning the engine and transmission have been submerged, with the water depth exceeding the wheels and body seats, and the bottom components of the vehicle being in prolonged contact with water. Such cars pose significant risks, as the electrical circuits are prone to short circuits, fires, etc. Flood-damaged cars can be repaired to some extent, but even after repair, serious hidden dangers remain. The longer the soaking time, the higher the likelihood of malfunctions. This is similar to a watch falling into water—even if it is disassembled and dried, the watch will still malfunction and cannot be completely repaired.
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BennettDella
08/11/25 10:08pm
Dealing with flood-damaged cars is indeed tricky. As an experienced mechanic who frequently handles such cases, I recommend towing the vehicle to a dry area immediately—never start the engine, as water entering the cylinders can severely damage it. Remove seats and carpets for thorough drying to prevent mold and corrosion, which can cause endless problems later. Pay special attention to the electrical system: water in headlight wiring or the ECU can easily cause short circuits, malfunctions, or even fires. After draining the engine, test the compression ratio—if rust is present, parts may need replacement or the engine may be beyond repair. Repairs can cost thousands, and if the car is over five years old, scrapping it might be more economical. Only drive the car after a professional shop has conducted a full inspection. To prevent flooding, always park on elevated ground. Safety should always be the top priority—never cut corners.
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