How to Claim Insurance for Car Scratch Repairs?

[NoraDella]

There are several steps to claim insurance for car scratch repairs: 1. Take photos of the car from eight different angles and save them, then report to the insurance company for processing. 2. If there is only vehicle damage, no deductible waiver, and the scene is unclear, only 70% of the cost will be reimbursed. 3. After the insurance adjuster completes the assessment, the insurance payout will be transferred to the personal account, and repairs can be done at the designated location. Here is additional information: 1. The full name of scratch insurance is "Body Scratch Loss Insurance," which can be purchased for family-use vehicles and non-commercial vehicles. It covers the cost of repainting the car's surface when there are scratches without obvious collision marks, and the insurance company compensates for the actual loss. 2. Scratch insurance is an add-on to vehicle damage insurance, meaning it can only be purchased if vehicle damage insurance is already in place and cannot be purchased separately.