How to Claim Insurance for a Hit Vehicle?

[McBrielle]

If your car is hit, you should seek compensation from the other party, who will then involve their insurance company to assess the damage and process the claim. The other party will submit the invoice to their insurer for reimbursement. Below is more information about insurance claims: 1. Reason: The primary party responsible for the loss is the other party. If the other party cannot be located after the accident, you must obtain an accident certificate from the public security department, and your own insurance company will only cover 70% of the loss. 2. Legal Basis: Article 8 of the "Compulsory Traffic Accident Liability Insurance for Motor Vehicles" stipulates the relevant provisions. 3. Other Expenses: The compensation limits for death and disability, as well as no-fault death and disability claims, cover funeral expenses, death compensation, transportation costs for the victim's relatives to attend the funeral, disability compensation, disability aid equipment costs, nursing fees, rehabilitation expenses, transportation costs, living expenses for dependents, accommodation fees, lost wages, and mental distress compensation as determined by court judgment or mediation.