How to Claim Insurance for a Flooded Vehicle?
1 Answers
If the car is flooded while parked, as long as you have purchased auto damage insurance, the insurance company will provide full compensation. If the car is flooded while driving, it depends on when the auto damage insurance was purchased. Do not attempt to restart the engine after water exposure, otherwise, no matter how much insurance you have, it will not be covered. For vehicles with automatic start-stop, be sure to turn it off in advance during rainy days. After discovering that your vehicle is flooded, be sure to contact your insurance company within 48 hours. While ensuring your own safety, take photos of the scene and the damage to the vehicle, then contact a towing service for rescue.